Flat Broke

How To Help Others Through Difficult Financial Times

We are living in incredibly challenging times. Here are a few tips on how to help others cope and get through it.

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Food Insecurity, Food Banks, and Why You Shouldn’t Be Ashamed

The state of the economy, supply chain issues, inflation - they're all leading to a level of food insecurity that leads straight to the food bank. Here's why you shouldn't ...

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How to Cope with the Stress of Inflation

If you're like the majority of Americans, the stress of inflation is likely impacting your home life and your mental well-being. Here are some steps that may help.

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What to Do If You Lose Your Job

You've just lost your job! Whether it was expected or not, the first steps you take can help you survive until you get a new source of income.

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Sacrifices: The Difficult Things I Do to Save Money

Thanks to inflation, I've had to cut back quite a bit. Here are some of the difficult things I do to save money (and a few cautionary tales).

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How Do You Get Out of the Credit Card Cycle and Onto the Envelope System?

How do you get onto the envelope system when there's no money to withdraw by the end of the month from the bank? We have some advice.

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How to Break It to Your Kids That You’re Broke

Being broke is hard. Telling your kids is even harder. But if you're honest with them, you can teach them some incredibly important life lessons.

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What to Do When You Have Sudden Money Problems

Anyone can have a financial emergency. It's what you do to bail yourself out of it that determines if the problem will be ongoing or if you'll recover quickly.

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How Personal Rationing Helps Me Save Money

Can you save money by personally rationing out the items you use on a daily basis? Colette will show you just if it's possible.

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The Frugalite’s Guide to Surviving Without Air Conditioning

How do you stay cool in the dog days of summer without breaking the bank because of an always-running air conditioner? Here are our best tips.

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