Managing Money

How to Create a Budget…and Stick to It

Creating a budget is actually pretty easy.  Figure out how much is coming in and how much is going out. Sticking to the budget? That’s the tough part.

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How Saving Money Is Better (and Easier) Than Earning It

There are a million websites out there dedicated to helping you make more money, but even more important, in many cases, is saving money. Here’s why.

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How (and Why) to Build an Emergency Fund

Do you have an emergency fund? It’s a very important thing to put money aside for a rainy day. Here’s what you need to know.

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How to Audit Your Personal Budget

If you’re not running your home like a business, you should be. This includes keeping detailed financial records and performing audits of your budget.

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How to Use the Snowball Method to Get Out of Debt FAST

Are you in debt? The Snowball Method is a snazzy little financial trick that can help you get out of debt as quickly and efficiently as possible.

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How to SLASH Your Fixed Expenses

Lots of experts give tips about reducing discretionary spending but what about fixed expenses? You can free up a lot of money by reducing your monthly output.

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20 Times I’ve Been Glad I Had an Emergency Fund

by Daisy Luther While Jeff Bezos and Amazon are ravenously devouring the entire retail world, things aren’t so rosy for the rest of us. Bankrate has released another unsettling survey …

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Hidden Fees Could Be Costing You Thousands of Dollars. Here’s How To Protect Yourself

Small hidden fees – between $10 and $20 – can add up and can pose a financial strain for many families, adding thousands in additional expenses.

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Why Paying Off Credit Card Debt Is NOT Always the Best Use for Your Money

Here’s some unpopular advice. Paying off credit card debt fast is not always the best option for those in dire straits. It differs from case to case.

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How to Talk to Creditors When You Can’t Pay Your Bills

When money is tight or your financial circumstances have changed, speaking to your creditors can help you buy enough time to get through the crisis.

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New From The Frugalite

Featured Posts

What to Do When You Lose Your Job

You’ve just lost your job! Whether it was expected or not, the first steps you take can help you survive until you get a new source of income.