Managing Money

How to Have a Yard Sale: 10 Steps to Make It EPIC

Here’s some detailed advice on how to have a yard sale that will get you top dollar for stuff you don’t want anymore.

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How to Talk to Creditors When You Can’t Pay Your Bills

When money is tight or your financial circumstances have changed, speaking to your creditors can help you buy enough time to get through the crisis.

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How to Radically Reduce Your Expenses So You Can Change Your Life

Are you happy with your life or do you have unfulfilled dreams? Maybe it’s time to radically reduce your expenses to make your dreams a reality.

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Why Paying Off Credit Card Debt Is NOT Always the Best Use for Your Money

Here’s some unpopular advice. Paying off credit card debt fast is not always the best option for those in dire straits. It differs from case to case.

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Creating a Holiday Budget and Sticking to It

There are two things that make all the difference in the world during the holidays and into the New Year. 1) Making a budget and 2) Sticking to it.

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20 Times I’ve Been Glad I Had an Emergency Fund

Going through life without an emergency fund is like getting on a tiny little plane without any parachutes. Here are some real life examples of how an emergency fund saved my bacon.

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How Saving Money Is Better (and Easier) Than Earning It

There are a million websites out there dedicated to helping you make more money, but even more important, in many cases, is saving money. Here’s why.

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Open Enrollment Health Insurance: 4 Options That May Be More Affordable Than Your Employer’s Plan

Employer-provided health plans have outrageous premiums, deductibles, and out-of-pocket maximums, and we often receive little benefit in return. These 4 options may be more affordable than your employer’s plan.

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How to Create a Budget…and Stick to It

Creating a budget is actually pretty easy.  Figure out how much is coming in and how much is going out. Sticking to the budget? That’s the tough part.

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How (and Why) to Build an Emergency Fund

Do you have an emergency fund? It’s a very important thing to put money aside for a rainy day. Here’s what you need to know.

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