Managing Money

20 Times I’ve Been Glad I Had an Emergency Fund

Going through life without an emergency fund is like getting on a tiny little plane without any parachutes. Here are some real life examples of how an emergency fund saved my bacon.

Read More »

How Saving Money Is Better (and Easier) Than Earning It

There are a million websites out there dedicated to helping you make more money, but even more important, in many cases, is saving money. Here’s why.

Read More »

Open Enrollment Health Insurance: 4 Options That May Be More Affordable Than Your Employer’s Plan

Employer-provided health plans have outrageous premiums, deductibles, and out-of-pocket maximums, and we often receive little benefit in return. These 4 options may be more affordable than your employer’s plan.

Read More »

How to Talk to Creditors When You Can’t Pay Your Bills

When money is tight or your financial circumstances have changed, speaking to your creditors can help you buy enough time to get through the crisis.

Read More »

How to Create a Budget…and Stick to It

Creating a budget is actually pretty easy.  Figure out how much is coming in and how much is going out. Sticking to the budget? That’s the tough part.

Read More »

How (and Why) to Build an Emergency Fund

Do you have an emergency fund? It’s a very important thing to put money aside for a rainy day. Here’s what you need to know.

Read More »

How to Use the Snowball Method to Get Out of Debt FAST

Are you in debt? The Snowball Method is a snazzy little financial trick that can help you get out of debt as quickly and efficiently as possible.

Read More »

Hidden Fees Could Be Costing You Thousands of Dollars. Here’s How To Protect Yourself

Small hidden fees – between $10 and $20 – can add up and can pose a financial strain for many families, adding thousands in additional expenses. Here’s how to protect yourself.

Read More »

How to SLASH Your Fixed Expenses

Lots of experts give tips about reducing discretionary spending but what about fixed expenses? You can free up a lot of money by reducing your monthly output.

Read More »

Why Paying Off Credit Card Debt Is NOT Always the Best Use for Your Money

Here’s some unpopular advice. Paying off credit card debt fast is not always the best option for those in dire straits. It differs from case to case.

Read More »

New From The Frugalite

Featured Posts

Festive Fall Decorating on a Dime

Make your home warm, cozy, and inviting without spending a fortune. If you’re hosting Thanksgiving, you’ll want to show off your harvest-season best.

Malcare WordPress Security