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How to Stay Warm While Using Less Heat

In these days of tight budgets and expensive utilities, staying warm without spending hundreds of dollars a month on your heating bill is essential.
Flat Broke

How to Break It to Your Kids That You’re Broke

Managing Money

How to Talk to Creditors When You Can’t Pay Your Bills

Mindset

How to Manage Emotional Spending

How to Manage Emotional Spending

If emotional spending has always been your go-to response to happiness, sadness, anger, or loneliness, it’s time to create some new habits for the sake of your budget.

20 Ways to Treat Yourself Without Spending Money

When something good happens, we want to celebrate. There’s just one problem – the budget! Here are 20 ways to treat yourself without spending money.

How to Radically Reduce Your Expenses So You Can Change Your Life

Are you happy with your life or do you have unfulfilled dreams? Maybe it’s time to radically reduce your expenses to make your dreams a reality.

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