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By the author of What School Should Have Taught You
I have a number of friends who are getting involved with rideshare and delivery apps like Lyft, Uber, and Doordash of late to help to bring in a bit of extra income on the side.
I’m not going to give an ultimate verdict as to why you should or shouldn’t get involved in making money with any of these apps, but I do think that there are a number of things that you need to think about before you just jump into this.
Let’s take a look at what a few of these things are.
Will your insurance still cover you?
Once upon a time, I got a job as a pizza delivery guy. I was going to be the new Glen from The Walking Dead, learning valuable map skills that would save my life in the zombie apocalypse. Just kidding, I just wanted to make money driving around town.
While I got the job, after notifying my insurance company, I was told that my policy would no longer cover my car if I ended up in an accident. It didn’t even matter if the accident wasn’t my fault – if I was using my car for business purposes, my policy didn’t cover it.
I would have had to purchase a business policy for my car that was a lot more expensive than my current policy if I wanted to drive with coverage as a pizza man.
As an Uber or Lyft driver, that is something that you’re going to want to consider. Insurance companies already deny claims like it’s their job. The last thing you want to do is to get in an accident and then discover that you’ve given them plenty of reasons to deny your claim.
Is the pay worth the mileage?
It’s not just your time that people are paying for when you’re a driver for one of these services. You’re also putting in your gas and wear and tear on your car. If you’re only running the occasional trip, perhaps that’s not something you’re too concerned about.
If you’re making a lot of trips for these companies, though, you need to make sure that you’re covering your expenses. When you add how much faster you’re going to cause your car to depreciate in value, how much money you just spent at the pump, and the increased need for oil changes, air filter swaps, tire purchases, and the like, are you still coming out ahead?
Are you going to be driving in rough areas late at night?
Yeah, you need money to live, but you also need to be devoid of bullet holes to stay alive too. It’s one thing to be running deliveries to college dorms all night long. It’s quite another to be regularly running deliveries in a part of town where the crime rate is through the roof.
Statistics regularly show that being a pizza delivery man is one of the most dangerous jobs that you can have. Why? Because you’re showing up late at night at random strangers’ houses. You’re doing the exact same thing with these rideshare or delivery services. Maybe this doesn’t bother you. Maybe it should.
Just food for thought.
Do you have a car breakdown plan?
Breakdowns always happen when you’re 90 miles from civilization, you’re flat-broke, and it’s raining. Add in the need for a rapid delivery, and you just add more fuel to the fire. My recommendations here would be to make sure you know how to change a tire (my book What School Should Have Taught You discusses this), keep a tow truck’s phone number at the ready, keep physical maps in your vehicle, keep your phone charged, keep off-grid phone charging batteries at the ready, and pay attention to where you are at all the time when you’re doing these runs.
This way, you’ll be able to get yourself out of one of these messes as quickly as possible by either resolving the situation yourself or being able to call for help and give them as accurate of directions to where you are as possible.
Know what you’re jumping into with rideshare and delivery services.
Don’t get blindsided here.
I don’t care one way or the other whether you get involved in one of these rideshare/delivery services, but I don’t think you should just jump into it without some type of thought having preceded your dive. If you can sufficiently answer the above questions and are happy with making money this way, then, by all means, go for it.
If you’re clueless or uncomfortable when you look at the above, well, in that case, I would perhaps do a bit more research before beginning to drive all around town with strangers or their food in the backseat of your car.
What are your thoughts? Have you ever been a rideshare or delivery driver? Do you have other advice? Let us know what you think in the comment section below.
Aden Tate is a regular contributor to TheOrganicPrepper.com and TheFrugalite.com. Aden runs a micro-farm where he raises dairy goats, a pig, honeybees, meat chickens, laying chickens, tomatoes, mushrooms, and greens. Aden has four published books, What School Should Have Taught You, The Faithful Prepper, An Arm and a Leg, The Prepper’s Guide to Post-Disaster Communications, and Zombie Choices. You can find his podcast The Last American on Preppers’ Broadcasting Network.