Flat Broke

The Poverty Trap: How A Small Financial Setback Can Spiral Into an Inescapable Disaster

With America's "fee" system that punishes poor people, here's how one small financial setback can spiral into an inescapable disaster, and some tips for digging your way out.

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How to Talk to Creditors When You Can’t Pay Your Bills

When money is tight or your financial circumstances have changed, speaking to your creditors can help you buy enough time to get through the crisis.

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